John leads a team of Middle Market commercial lenders in Berks and the Lehigh Valley, specializing in manufacturing, distribution, transportation, wholesale and retail, to name a few. He likes to say that we are in the people business, and that developing a relationship with our customers and getting to know their business is key.
Did you know M&T stands for Manufacturers and Traders? Founded in 1856 in Buffalo, NY, M&T has garnered the experience to serve people and businesses of all sizes with a unique, personal approach. M&T is a reliable, conservative bank with a strong and stable long-term performance. It is proud to regularly provide superior returns to stakeholders while maintaining consistent credit standards.
What sets M&T apart:
- One of the top 11 banks in the country with approximately $200 billion in assets, 22,000 employees, and a network of more than 1,000 branches that spans 12 states from Maine to Virginia and Washington, D.C.
- M&T is big enough to deliver the products and resources of a large bank, but is a community bank at heart.
- 174 consecutive quarters of profits and one of only two peer banks to report a profit every quarter since 2007.
John proudly resides in Bern Township with his wife, Michelle, and their three children: Rocco, Dominic and Gianna. He is an active volunteer in the community, and while not working, John and Michelle stay busy with their children’s sports.
50 N. 5th St., 3rd Fl., Reading
610.378.3938 | jperate@mtb.com | mtb.com